I recieced a letter in the mail with a card with a 6,500 limit and no intrest charges and telling me I can get 20 to 150 cash with no fee and no catalog to shop from and they tell me that they are going to charge me 200 to activate the card and 2 months later I will be billed 198 for an annual fee. Ok what I see is I will be billed for 400 dollars that I wouldn't pay back becuase I'm not getting anything for my money . So if I could talk to First National card people I would tell them thank you for the toilet paper and the nice plastic book mark and they can stick the rest where the sun don't shine.