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    You might not be able to imagine you could afford your child's dreams and wishes for the future right now. But that could change if you use the right tactics. There is a way that can help you to prepare for the your child's future - mutual funds. There are many funds that can help you invest in specific plans that augment your child's future. The plans tend to vary based on the age of the child you're investing for. If you're investing for an infant or a child of up to 5 years - investments are likely to be equity based. Generally, the investment period could be up to around 15 years from when you start investing your money. This is the best time for you to start investing. It gives you more time with which you can build up your assets. You end up with more time in which you can keep investing money into the mutual fund.

    Once your child is around 6 or 7, start considering a balanced fund. Even if you're leaning a bit towards equities, that's alright. But by this time, you shouldn't rely only on equities. This is because you'll have less time with to invest. Relying on equities means exposing your capital to volatility. At this point, the fund you choose needs to be balanced with a great deal of safety too. The investment period should range up to about 12 years. It gives you comparatively less time - for both investing and for you money to grow. Once the child reaches teens, don't take any risks with your capital at all. Get a children plan with emphasis on debt funds rather than equity. You will have an investment period of around 5 years at the most, so don't take risks with your money. Let it grow slowly but safely with debt funds.

    Why debt funds? The investment period is too small for you to take risks with your money. You'll need your money back in five years. Equity is simply too dangerous when you would need the money back in such a short while. Investing in debt funds helps to gain at least some level of interest on your money. You should have a good option for liquidity when you're investing, though. Whatever plan you want to choose, ensure you have a fair idea of what you want when the investment comes to an end. You don't want to fall short of the money you need. If you need more money, start investing earlier. Your money will have enough time to grow that way.

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    How would you like to set your own hours, have more family time, and work with a legitimate billion dollar company? I can show you how. www.workathomeunited.com/2bfree2011

     

    I am a single stay at home mom who has been a work at home mom for the last two years. I am able to have a flexible schedule so that my child can come first. I am also a veteran who proudly served in the military for four years.The company I work with is rated as an A# with the Better Business Bureau. I would love to share with you what I do.

     

    Have a wonderful day and I look forward to hearing from you.

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  2. we are the HIGH-TECH LOCK COMPANY( nearly 2 decades installing safety & security solutions) . Launching a remote controllable /invisible lock for both commercial and residential applications.

    the lock is :ph34r: 100% burglar :ph34r:pick :ph34r:drill proof.

     

    What makes this lock so hot?? crooks, thieves & thugs do not have a clue that the door/window is locked or unlocked differently than your neighbors.

     

    As a general rule thieves do not want to spend an enormous amount of time . Get in and get out and cha cha cha. Decent lock pickers can be in on average less than 20 seconds. A bad lock picker maybe 30-35 seconds. bottom line whether they pick or bump your locks they can be in your home under a minute. wait for it .... "but I have an alarm". Great hope you use it & authorities arrive on time!!!

     

    Let's talk reality for a second. what if you were to put an invisible lock on the door? nobody could see, pick ,( :rolleyes:

    ) bump, drill or violate it in any way. Do you think that would be a benefit to you? you get in and out do your business come back-- nobody knows. Even if someone is watching you leave that person would not even have a clue where on the door the lock is ( smashing a door is usually the last option-- making a ton of noise is just not in the crook's best interest). Generally they will go NEXT DOOR.

     

    Now these invisible pick proof locks can be attached to wood, metal, glass door and windows. put them on containers, sheds, trucks, airplane cockpits, doctor offices, restaurants, retail and...

     

     

     

    techno-mall.com

     

    barry ritman

    director of operations

    "simple solutions for a Secure world"

     

     

    Source: now trending pickproof-bump proof invisible locks home/business

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  3. These days, global warming is a pretty hot topic. A lot of attention is being paid to how industrialization, especially in urban areas, contributes to warmer temperatures. It’s been reported that the temperature in an urban area can be increased by several degrees. This is known as the urban heat island effect. To counter this, engineers have come up with a number of heat reducing technologies. Two of these include roofing materials.

     

    Two heat reducing roofs

     

    One of the factors believed to contribute to the urban heat island effect is dark roofing materials. By far the most common roofing material is asphalt shingles. These darker roofs absorb heat. It’s theorized that in urban areas where there are many dark colored roofs packed close together, the heat absorbed by those roofs increases the temperature in that region. This has led to two alternative roofing types.

     

    The first is cool roofs, also known as white roofs. A cool roof can be made from many different materials. What makes it a cool roof is the white reflective coating placed over it. The white coating, rather than trapping heat, reflects it back.

     

    Green roofs, use a different method for reducing the urban heat island effect. The vegetation on a green roof absorbs the energy from the sun. The layer of vegetation prevents the heat from becoming trapped and raising the temperature.

     

    Unexpected consequences

     

    While many proponents of cool and green roofs are optimistic about these alternative roofing options, a new study casts some doubt on their effectiveness, at least in some areas. The study was carried out by Arizona State University's School of Geographical Sciences and Urban Planning. Their conclusion was that when it comes to these alternative roofing options, geography is everything.

     

    One consideration often overlooked is the climate of the area in which the roofs are installed. For instance, cool roofs are effective at reducing cooling costs in the summer. Because they reflect heat, homeowners don’t need to spend as much money keeping their homes cool. However, in northern climates where winters are much colder, the cool roofs can do more harm than good. By reflecting heat during winter, cool roofs can cost homeowners more on heating costs in winter than they save on cooling costs in summer.

     

    Another interesting finding is that cool roofs can have an effect on precipitation. According to simulations for Florida for example, urban areas with cool roofs could reduce precipitation by up to 50% leading to water shortages for the region.

     

    According to researchers, the data suggests that a blanket approach for all areas will not work. Different regions will have to adopt the heat reduction strategies that will work best for those areas.

     

    Home improvement news brought to you by bartonroof.com

     

    Source: natureworldnews.com/articles/5971/20140210/heat-reducing-roofing-technology-unintended-consequences-regions.htm

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    An all new DNA testing show is now casting in Washington DC! We're looking for people who need a paternity test, maternity test or any other type of DNA test! If that's you, then this is the perfect opportunity for you. If cast, you will be compensated for taping!

     

    To apply, go to www.dnacasting.com or call Angelo (that's me) at 323.289.2893!

     

    Thanks!

     

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    LogoBench is a top Custom Logo & Website Designs Company. LogoBench offering smart, affordable & Custom Logo Designs branding solutions for startups and small businesses across the globe. LogoBench makes Customized Logo Designs, along with Church and Business stationary that enhances the qualified outlook of your Business, while successfully projecting your company objectives. With a diverse portfolio and an experienced team of designing experts and professionals, LogoBench aims to help companies set up strong corporate and brand identities in a cost-effective style. Our competitive website & logo design packages are the reason for us to have an edge over additional services, while our new design process enables us to professionally deliver the results. LogoBench are confident that you will find our most satisfying service, as did our other clients. Mission Statement LogoBench offers its clients with Custom Logo Designs that are not only of high quality and impact, but also cost helpful. The LogoBench team of experts aspires to create smart branding solutions for small businesses through providing the highest levels of service and client satisfaction. LogoBench works towards maintaining an expert and principled work relationship with customers through creativity, cooperation and feedback.

     

    Here’s why we are the preferred choice of many: Outstanding Customer Support LogoBench has an excellent Customer Care division that provides 24/7 customer support to all of its clientele. The team at LogoBench is available through various channels of correspondence and various other types of online contact. LogoBench believe that by serving to your requests and inquiries can we be able to know what you really prefer and via this, LogoBench can prosper

    LogoBench is the most cost-effective Logo Design Service in the US and worldwide market. LogoBench realizes the financial burden of small business or startups. In order to serve them LogoBnech proposes these companies with affordable rates without compromising the quality and uniqueness. While at other services, most packages begin at $149 to as much as $2000, we at LogoBench offer our initial package at as low as $69. As a result, our prices are the most competitive and customer friendly. Experience Professionals LogoBench has a team of experienced and qualified logo designers and graphic designing professionals that work together to bring forth custom made logo designs that are creative, attractive and impactful. Our panel of designers has served diverse clients, and all of them are trained and best qualified in website designs, graphics, illustrations and logo designs. Custom Designs Despite the fact that we have created different logo designs for more than 5000 clients, each of our logo designs are custom made and are created after carefully considering each client’s requirements. The business of the customer. LogoBench has a diverse portfolio of custom logo designs that further speaks about our credibility and creativity. Check out LogoBench portfolio and see it for yourself the different options of our artwork. Our Design process is quite simple and effective. Our Dedicated Service allows our clients to directly get in touch with the designers to allow them to be a part of the complete process. This does not only craft the complete process to be transparent but also makes it very professional.

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    Whether they’re looking to build a bachelor pad, refurbish a tiny condo, or downsize following the last child’s move to college, a growing trend in the nation is for people to downsize, rather than upsize. This move could be in response to high utility costs, the price of land, or a desire to “go green.” Whatever the case, homeowners can now create their own tiny slices of heaven on earth in less than 500 square feet. All it takes is a little imagination.

     

    Colorado heights

    That’s what a Colorado couple needed after their house burned down in a forest fire in 2012. They pitched their plight to Tiny House Nation, a series on the FYI network, and earlier this year, their home was completed and they were able to move in to their new, 500 square foot home. Though it’s less than half the space they were used to, they are now totally off grid, living off solar panels and enjoying an expansive view of the mountains. They also chose to move some of their living area out of doors with two separate patios with comfortable lounging chairs.

     

    Giant projector screen, tiny house

     

    Another tiny house is just over 200 square feet. It has no loft, instead allowing a queen size bed to roll out from beneath an office area. A screen pulls down over the windows to provide privacy and a projector screen. Beneath the surface of the desk is the owner’s keyboard—he’s a fan of music and small spaces. The coffee table has a single metal leg which can be moved to various spots around the room and lifted to various heights with a pneumatic lift depending on the desired use—dining table, coffee table, footrest, etc.

     

    Renovated colonial

     

    A small Massachusetts colonial home is also surprisingly livable, especially after the renovation its current owners completed following its purchase. A grungy kitchen with outdated appliances and cracked tile floors was almost magically transformed with new appliances, a coat of paint on the walls and existing cabinets, and a new vinyl floor. The wood floors of the rest of the house were similarly deteriorated, but appeared beautiful after being sanded and refinished. A small staircase leads to an upstairs bedroom with quaint slanted ceilings.

     

    These homes prove you don’t need a huge home to be comfortable or happy. It’s all in your attitude and your willingness to simplify your life down to what you really need. After living in a 500 square foot with my husband and son for 6 months now, I don’t even remember what we put away in storage. All that extra “stuff” (whatever it is) wasn’t really necessary after all.

     

    Interior Decorating and Remodeling News Brought to You by BaseBoardRadiatorCover.com

    Source: huffingtonpost.com/hometalk/8-homes-that-prove-you-ca_b_5953900.html

     

     

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    Do you want your BUSINESS to be listed in Google First Search Result Page? Real Tips Here. Thank You, http://www.hypewebs.blogspot.com

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  5. Affordable Ways to Keep Your Home Organized

     

    Organization is an important part of owning a home, but at times it is not an easy task. It is common for homeowners to become overwhelmed as stuff accumulates and starts to take over the home, especially if there is no order or organization, but many homeowners are not willing to tackle an organization project because of the time and effort that it takes. While organizing a home is a lot of work, once the project is complete, it is much easier to keep the home organized and clean, and homeowners rarely regret it. Here are some helpful tips for organizing your home.

     

    Kitchen organization

     

    The kitchen is the best place to start when organizing your home, because it is the center of the home where everything seems to accumulate and clutter up. Empty drawers, cupboards, shelves, the fridge and pantries and get rid of items that do not need to be in the kitchen. Purchase organization tools such as baskets and drawer organizers that will help you keep your kitchen organized. Buzzfeed suggests installing lazy susans in your pantry and refrigerator to open up space as well as keep your items organized and easy to find. If you need more cupboard space, install hooks in the cupboards to hang mugs from and open up space for dishes and other items.

     

    Closet organization

     

    If you are already working with small closets, there is not enough room for unnecessary clutter. Clothing hangers take up a lot of valuable room, so consider installing a slide out rack for belts, scarves and ties. Slide out racks are easy and affordable to install, and while they look like they take up space, the actually save a lot of closet and drawer space. Shoe organizers do not have to be just for shoes. Use them as an organization tool for utility closets to hold toilet paper or paper towel rolls. Hang racks on the back of closet doors to hold cleaners and other products that take up cabinet or closet space. You might even consider hanging hooks on the back of doors to hold purses, bags and other items that are hard to find a home for.

     

    Storage organization

     

    Finding storage space can be a nightmare, but it does not have to be. If you have exposed beams, install wire shelving underneath them to create storage shelves for bins and other items. Create more storage in cupboards by using stylish baskets to store cutting boards, baking pans and cooling racks. You can also open up drawer space by installing a tension rod to keep your lids and other small items in place. Get creative when storing items. Recycle products like egg cartons to use as drawer organizers to hold jewelry, nail polish and other small items.

     

    Interior decorating and remodeling news brought to you by exbaseboardheatercovers.com

     

    Source: buzzfeed.com/peggy/game-changing-storage-solutions-that-will-expand-your-hor?bfpi&crlt.pid=camp.y5NJVqeQtxXz&crlt.pid=camp.k68FC1YBByBT#.ihEP2A8ZZ

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  7. blog-0329173001437991591.jpg

    Homeowners often forget that the look of the exterior of your home is just as important as the look of the interior. It is easy to become caught up in making sure the interior of your home is perfectly updated and decorated, and forget about the exterior completely. The exterior of your home should never be forgotten because it is the first impression of your home, and just like all first impressions, you want it to be a good one. Here are some easy upgrades for the exterior of your home that are sure to create an inviting look.

     

    Updates to the home

     

    Homes are built to withstand harsh weather and climates, but that does not mean that they will look good all of the time. As homes age and take beatings from weather conditions, they need extra tender love and care every once in a while. Your home should be power washed at least once a year to keep it looking fresh and new as well as prevent problems that weather, dirt and grime can cause. If your home is looking drab, consider brightening it up with window boxes, shutters or other features that can make windows shine and add some character to the home.

     

    Updates to the landscape

     

    Obviously a yard needs to be taken care of by mowing the grass and planting and maintaining flowers, bushes and trees. A yard should be inviting, and you can make it that way by adding special features such as a tree bench for shaded seating. If you plan on spending a lot of time in your front or back yard, add mood lighting for late summer nights that will be enough to allow people to see without taking away from the beauty of the night sky. Draw eyes to your beautiful landscape by displaying your house numbers in a creative way such as on old flower pots that sit on your front porch, or a bench next to the porch. Creativity is essential to bringing your home landscape to life.

     

    Updates that hide eye sores

     

    Hiding eye sores is vital for curb appeal. Listotic suggests keeping your trash bins hidden one way or another. If you cannot fit your garbage cans into your garage, consider building a small fence or shed to house them without looking tacky. Air conditioners are also nothing pretty to look at, but can be easily covered up with a small lattice fence, siding or paneling. Believe it or not, front doors have a major role when it comes to curb appeal. Sometimes all a front door needs is a fresh coat of paint, other times it should be replaced completely. Consider changing the doorknob and locks to give your front door a makeover, and prevent it from being the biggest eye sore of your home.

     

     

     

    Interior decorating and remodeling news brought to you by ezbaseboardheatercovers.com

     

    Source: listotic.com/17-easy-and-cheap-curb-appeal-ideas/12/

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    Affording to keep your home updated with all the upgrades it requires can quickly drain your bank account, so unfortunately many homeowners deprive their homes of necessary upgrades because they think they cannot afford them. Upgrades are important if you want your home to last forever. The truth is, there are many home upgrades that can be completed on a tight budget, and homeowners should understand the importance of keeping up their homes so that their value remains high or increases, as well as the lives of those who reside in the home. Here are some ways to upgrade on a tight budget.

     

    The power of new paint

     

    Never underestimate how much a fresh coat of paint can upgrade your home and make it look like new. Painting is an affordable upgrade, and is easy to complete on your own. Do not stress about paying top dollar for quality paint, because styles and trends change over time, and chances are you will paint again in the future. Don’t just stop at the walls, either. Freshen up your kitchen by painting or staining your cabinets, or update your kitchen table with a new paint color. A little bit of paint can transform the entire look and vibe of your home, and should be one of the first upgrades made because it is so easy and affordable.

     

    Changing hardware and light fixtures

     

    Another upgrade that can be done on a budget is changing the hardware on cabinets, door knobs and hinges on all the doors, as well as updating old light fixtures. New hardware has a way of giving any home a fresh new look, and is much cheaper than construction or other major remodeling projects in order to get the same new feel. Consider changing electrical outlets and light switch plates to modernize a room at a small cost. Starting small with upgrades like this can help you determine if major upgrades are needed, or if the small upgrades are exactly what the doctor ordered.

     

    Upgrades that lead to a pay off

     

    When upgrading your home, consider what you really need rather than what just looks nice. Upgrades should make your life easier in one way or another. Install ceiling fans that can modernize a room as well as cool you off without costing you a fortune to run your air conditioner. Upgrades should increase the value of your home, especially if you are planning on selling it in the future. If your upgrades somehow lead to a payoff, you know they were worth the investment. The best part is that there are several upgrades that do not cost a lot of money, but have a big reward, and those are the upgrades you should aim for before investing in major upgrades that are more expensive to complete.

     

     

    Interior decorating and remodeling news brought to you by EZBaseBoardHeaterCovers.com

    Source: thriftylittlemom.com/2013/06/24/re-styling-your-older-home-without-remodeling/

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